Splitwise alternative — meet Ajinthasbo
If you love the idea of Splitwise but hit the free-tier limit, want a proper Arabic interface, or need multi-currency without a paywall, Ajinthasbo is the closest modern alternative. Here's a genuine, un-spun comparison.
About the competitor
Splitwise has been the default in this category for over a decade, and it earned that — the settlement math is solid and the app just works. But the product decisions of 2016 (mandatory sign-up, English/Spanish-first UI, ad-supported free tier, freemium walls on core features) haven't aged well for users outside the US/UK.
- In business since: 2011
- Users: 10 million+ registered
- Pricing: Free tier limited to 3 expenses added per day; Splitwise Pro at ~$3/mo removes the cap + adds receipt scanning, charts and currency conversion.
Side-by-side comparison
| Feature | Ajinthasbo | Splitwise |
|---|---|---|
| Free tier | Full features, no daily limit, no ads | 3 expenses/day, ads on free tier |
| Languages | 8 languages including Arabic (RTL), French, German, Italian, Polish, Portuguese | Primarily English + Spanish; other languages partial |
| Multi-currency | Live FX conversion at entry, per-expense currency | Only in Splitwise Pro (paid) |
| Offline mode | Works fully offline; syncs when back online | Requires online for most features |
| Receipt photos | Free on every expense | Splitwise Pro only |
| Group chat/comments | Built-in on every group and expense | Built-in |
| Export (CSV / PDF) | Free | Splitwise Pro only |
| Ads | Zero ads inside the app | Banner + interstitial ads on free tier |
| Data location | EU-based (Firebase EU-West) | US-based servers |
| Best for | Global users needing multi-language + multi-currency without a paywall | US/UK users comfortable with a paid tier |
The honest verdict
If you're already on Splitwise Pro and it works for you, there's no urgent reason to switch. But if you're on the free tier and hit the 3-expense/day limit, or if you need Arabic/French/multi-currency as a first-class citizen (not a paywall unlock), Ajinthasbo does what Splitwise Pro does — for free.
Where Ajinthasbo is genuinely different
No paywall on core features
Receipt photos, multi-currency, unlimited expenses, CSV export, charts — all free, forever. We fund the free app with a discreet banner on the marketing site, not by locking features.
Arabic as a first-class language
Full RTL layout, proper Arabic typography (Cairo font), Darija-friendly copy. Splitwise's Arabic support is basic and doesn't reflow correctly on many screens.
Multi-currency at entry, not at settlement
Enter an expense in EUR while everyone else is in MAD — Ajinthasbo fetches the live rate at the moment of entry and stores both values. Splitwise Pro only converts at settlement, which produces surprising totals when rates drift.
Built for the Moroccan and MENA market first
Handles MAD as a native currency (not a conversion afterthought), understands the coloc/family-pooling patterns common in North Africa, and speaks the language.
Switching from Splitwise: Migrating from Splitwise takes about 5 minutes: export your groups from Splitwise (Settings → Export as spreadsheet), then create matching groups in Ajinthasbo and add the outstanding balances as opening entries. Your history stays on Splitwise as a reference; new expenses land in Ajinthasbo.
Try Ajinthasbo — free, no signup wall
Download the app, create a group, invite the others. No credit card, no premium tier to hit later. Available on iOS and Android.
Download the appFrequently asked questions
Is Ajinthasbo really free?
Yes — every feature listed in the comparison table is free. No trial that expires, no premium tier. The mobile apps do show a modest banner ad; that's the funding model. There is no data selling.
Can I import my Splitwise data?
Not automatically today, no. Splitwise's export gives you a spreadsheet — you can recreate the groups in Ajinthasbo and enter outstanding balances as opening entries. Direct import is on the roadmap.
Does Ajinthasbo work outside Morocco?
Yes, worldwide. The app supports 8 languages and any currency. Morocco is our home market, but nothing in the app is Morocco-only.
Which app does the settlement math better?
Both are correct. Both use the standard debt-simplification algorithm (minimum number of transactions). We ran the same 500-expense group through both apps; the final settlement plans were mathematically identical, and identical to what a spreadsheet gets.